MODT Cancellation
Overview
MODT stands for Memorandum of Deposit of Title Deeds, the document created when you mortgage your property as security for a home loan. Once your home loan is fully repaid, the bank issues a No Objection Certificate (NOC) and returns the original title documents. However, the mortgage entry remains on your property title at the Sub-Registrar’s Office until a formal MODT Cancellation is registered. Without cancelling the MODT, your property’s Encumbrance Certificate (EC) on Kaveri 2.0 Portal will still show it as mortgaged, which can block resale, create complications for future loans, and raise legal questions about ownership. Vault’s team manages the entire MODT Cancellation process at the SRO on your behalf.
Use Cases
Documents Required & Process
Gather Your Documents
Send Your Documents
We verify all documents, calculate the applicable stamp duty for MODT Cancellation, draft the Cancellation deed, and arrange the correct e-stamp paper preparing everything for SRO registration.
Registration at Sub-Registrar’s Office
Our team accompanies you (or your authorised representative) to the Sub-Registrar’s Office to complete the MODT Cancellation registration. Biometric verification and document submission are handled on-site.
We Handle The Rest
Post-registration, we obtain the registered MODT Cancellation document and share it with you. Your property’s EC will now show a clean, mortgage-free title.
*Terms & Conditions apply
Apply for MODT Cancellation now
Our experts will contact you within 24 hours!
Other Services
₹5,000
₹4,500*
E-Khata
Get your official digital property record issued by BBMP/GBA mandatory.
₹20,000
₹12,000*
Khata Transfer
Transfer BBMP/GBA property records to the new owner's name after a sale.
₹7,500
₹5,000*
BESCOM Name Change
Update the electricity meter and bill to the new owner's name.
E-Khata
Get your official digital property record issued by BBMP/GBA mandatory.
₹5,000
₹4,500*
Khata Transfer
Transfer BBMP/GBA property records to the new owner's name after a sale.
₹20,000
₹12,000*
BESCOM Name Change
Update the electricity meter and bill to the new owner's name.
₹7,500
₹5,000*
"Vault simplified a very complex legal issue for my family property. Their expertise saved us time and avoided disputes."
Arvind Nair
CEO, NeuroPixel
DivyaSree 77
"The Khata transfer process was smooth, transparent, and reliable, faster than I expected. Having local experts who spoke Kannada made it even easier for me."
Dharmendra
CFO-GE India Technology Centre
Prestige Shantiniketan
"ನನ್ನ ಮಾರಾಟ ಹಕ್ಕುಪತ್ರದ ಕೆಲಸವನ್ನು ವಾಲ್ಟ್ ತಂಡ ಸಂಪೂರ್ಣ ಪ್ರಾಮಾಣಿಕತೆ ಮತ್ತು ಜವಾಬ್ದಾರಿಯಿಂದ ನಿರ್ವಹಿಸಿತು. ಪ್ರತಿಯೊಂದು ಹಂತದಲ್ಲೂ ನನಗೆ ಅವರು ಮಾಹಿತಿಯನ್ನು ನೀಡುತ್ತಿದ್ದರು ಹಾಗೂ ಎಲ್ಲಾ ವಿಷಯಗಳನ್ನು ಸ್ಪಷ್ಟವಾಗಿ ವಿವರಿಸಿ, ದಾಖಲೆಗಳನ್ನು ಸರಿಯಾಗಿ ಕೈಒಪ್ಪಿಸಿದ್ದಾರೆ."
Sunil M.S
Entrepreneur & Business
Prestige Lakeside Habitat
"Vault handled my property documents end-to-end. What would have taken me weeks was completed in just a few days completely stress-free."
Rasik Hegde
Manager at EY
Brigade Cornerstone Utopia
"From document collection to final approval, Process was handled responsibly. I didn’t have to make multiple visits or constantly follow up. The service felt reliable and organized."
Sujith
Sobha Silicon Oasis
"Thanks to the dedicated efforts of Vault Proptech, I successfully received my E-Khata despite a highly complex case involving a 2012-registered property. Special thanks to Srikant and Shivam for their professionalism and patience. Highly recommend Vault Proptech for E-Khata and property services!"
Shivali Chaman
Swami Heights
"Vaultproptech was very helpful for getting my e khata of my flat in Prestige (PLRD), Uttarahalli. He is a pleasant person& technically competent in his field. After filling in the forms, he called me & double checked all the personal details so that nothing is missed. Excellent personal touch to make the clients comfortable & assured 👍."
Giridhara Gumballi
Prestige PLRD
"Great work by Alina on my e-Khata application. Entire process wrapped up in 3-4 days from the time I sent my documents. She was always available and kept providing timely updates."
Ankit Agrawal
Sterling Ascentia
Frequently Asked Questions
MODT stands for Memorandum of Deposit of Title Deeds. It is the document created when you deposit your property title documents with a bank as security for a home loan.
Yes. Once your home loan is fully repaid and the bank issues an NOC, you can register an MODT Cancellation at the Sub-Registrar's Office to clear the mortgage entry from your property title.
After loan repayment: get NOC from bank, receive original documents, register MODT Cancellation at SRO with correct stamp duty. Vault manages all steps from document collection to SRO registration.
Legally it's not immediately mandatory, but practically it is essential your EC will show the mortgage until cancelled, blocking resale and future loans.
There is a nominal stamp duty (typically ₹500) plus SRO registration fees.