Frequently Asked Questions

Yes, B-Khata to A-Khata conversion is now legally permitted in Karnataka, but it is not automatic. The conversion is allowed only if the property meets the eligibility criteria laid down by the government and BBMP. This includes verification of land records, layout status, zoning compliance, and payment of applicable regularisation charges and taxes. Each application is reviewed on a case-by-case basis under the BBMP e-Khata framework. Properties with major legal disputes or serious planning violations may still be excluded.

The guidance value is the minimum government-assessed value of land used for calculating stamp duty, registration charges, and certain fees. It varies based on location, zone, road width, and property type. For B-Khata to A-Khata conversion, the applicable guidance value is determined as per the latest notification issued by the Department of Stamps and Registration. Property owners should check the current guidance value for their area, as it directly impacts conversion-related charges and overall costs.

There is no fixed timeline for B-Khata to A-Khata conversion. The duration depends largely on the accuracy of submitted documents, clarity of ownership records, and the extent of verification required by authorities. Applications with clean records and no discrepancies are processed faster, while cases involving corrections, missing details, or layout-level scrutiny may take longer. Delays can also occur due to workload at BBMP offices. Property owners should be prepared for a process that may take several weeks or more.

Yes, e-Khata is increasingly becoming mandatory for property registration in Karnataka, especially within BBMP limits. e-Khata serves as the official digital property record and is often required by sub-registrar offices, banks, and planning authorities. Without a valid e-Khata, property registration, loan processing, or plan approval may be delayed or denied. As the government continues to digitise land records, reliance on e-Khata is expected to grow further, making it an essential document for property transactions.

Yes, joint owners can apply for B-Khata to A-Khata conversion, provided that all co-owners’ names are correctly reflected in the property records. Ownership details must match across the sale deed, tax records, and e-Khata application. If any co-owner is missing or incorrectly recorded, the issue must be rectified through a correction process before conversion can proceed. Proper consent and documentation from all owners are essential to avoid delays or rejection during scrutiny.

If a co-owner’s name is missing in the e-Khata or BBMP records, conversion cannot proceed until the error is corrected. The missing name must be added through an official e-Khata correction process by submitting supporting documents such as the registered sale deed, partition deed, or inheritance records. Authorities verify these details before updating the records. Addressing such discrepancies early is important, as unresolved ownership issues are a common reason for application delays or rejection.

Aadhaar is commonly used for identity verification in e-Khata applications, especially for online submissions and corrections. While Aadhaar helps streamline authentication and reduce duplication, its use is primarily for verifying applicant identity rather than establishing ownership. In some cases, alternative identity documents may be accepted, depending on the nature of the application and prevailing rules. Applicants should ensure that Aadhaar details, if used, match the name and information appearing in property records to avoid mismatches.

Certain Panchayat Khata properties may be eligible for conversion, particularly if the area has come under BBMP or urban local body jurisdiction. Eligibility depends on factors such as land conversion status, layout approval, and compliance with planning regulations. Not all Panchayat Khata properties qualify automatically. Owners must verify whether their property falls within BBMP limits and whether it meets the criteria prescribed for regularisation under the e-Khata framework.

In most cases, processing fees and application charges are non-refundable, even if the conversion request is rejected. This is because fees are collected toward administrative scrutiny and verification. However, the exact refund policy may vary depending on the nature of the fee and the reason for rejection. Property owners should carefully assess eligibility and documentation before applying to minimise the risk of rejection and avoid unnecessary financial loss.

No, B-Khata to A-Khata conversion does not automatically guarantee bank loan approval. While A-Khata status improves a property’s legal standing, banks conduct their own independent due diligence. Factors such as title clarity, location, building approvals, and borrower eligibility are also assessed. Conversion reduces risk from a documentation perspective but does not override individual bank lending policies.

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