A Khata is a fully approved property record issued for legally compliant properties. B Khata is issued for properties with pending approvals, violations, or missing documents. A Khata properties can be sold, resold, transferred, or availed for loans, while B Khata properties have heavy restrictions.

Yes. You can apply online through the: BBMP Portal Online conversion is available for residential, commercial, and apartment units, provided all documents are complete.

The essential documents include: Registered Sale Deed Latest Encumbrance Certificate (EC) Property tax receipts B Khata certificate & extract DC Conversion Order Approved building plan Occupancy Certificate (if applicable) IDs of owner Missing any of these may delay conversion.

No. Most banks, including SBI, HDFC, ICICI, and LIC Housing Finance, offer loans only for A Khata properties. After converting to A Khata, home loans, construction loans, and top-up loans become eligible.

BBMP handles properties within Bruhat Bengaluru Mahanagara Palike limits. GBA (Greater Bangalore Authority) / Gram Panchayat manages suburban and newly added areas. Your Khata jurisdiction depends on your property’s location.

Legally, B Khata properties cannot be resold, transferred, or mortgaged. You must convert to A Khata for: Sale or resale Gift Deed Khata transfer Loan approval Construction approvals

The process typically takes 30 to 90 working days, depending on: Document completeness BBMP engineer inspection Zonal office verification GBA/Gram Panchayat approval (if applicable) Delays usually happen due to missing documents.

Common reasons include: DC Conversion Order missing Building plan not approved Tax dues pending Layout not regularized Mismatched property measurements Once corrected, you can reapply.

Yes. A Khata properties have: Higher resale value Better buyer demand Loan eligibility Clear legal status Builders and owners often convert to A Khata to increase marketability.

Yes, apartment owners can apply if: Builder has obtained all approvals Property tax is paid OC/CC is available Layout is compliant Many Bangalore apartments convert through their association.

The steps include: Register on Sakala / BBMP portal Upload documents Submit application Track Sakala number BBMP inspection Approval & issuance of A Khata extract

Yes. BBMP and GBA both require DC Conversion (Land Use Conversion). Without it, the application is usually kept on hold or rejected.

Not directly. You must first: Apply for building plan regularization Clear violations Pay penalty (if applicable) Only then can you apply for A Khata.

You can verify it by checking: Khata Certificate Khata Extract BBMP/GBA online portal A Khata documents will clearly mention “A Khata” issued under KMC Act 1976.

Yes, if all your documents are complete. However, most people prefer expert help because the process involves: Zonal office visits Technical inspections Legal verification Multiple document checks

If it is already A Khata → only Khata Transfer is needed. If it is B Khata → you must convert to A Khata before transferring ownership.