Do you provide services across Bengaluru?

Yes, we cover both urban and rural Bengaluru. Whether your property comes under GBA or Gram Panchayat, we can help.

Can NRIs or outstation property owners use Vault?

Yes. Many of our customers are NRIs or outside Bengaluru, and everything is handled digitally.

Knowledge

A Khata vs B Khata vs E-Khata: Complete Khata Guide for Bangalore

Krishna N.Updated on: December 3, 2025

If you’re planning to buy property in Bangalore, you’ve probably heard the word Khata many times. But what exactly does it mean? In simple terms, Khata is a property account document that contains details like property size, location, ownership, and tax assessment. It helps the BBMP (Bruhat Bengaluru Mahanagara Palike) or GBA (Greater Bangalore Authority) identify who is the owner of the property and ensures that the property tax is paid correctly. Understanding Khata is essential before buying or selling property in Karnataka, as it acts as a foundation for legal ownership and future transactions.

What Does Khata Mean in Kannada?

Khata or ಖಾತಾ in Kannada literally means account. In real estate, it represents the account of a property recorded by municipal authorities. It acts as proof that your property is registered for taxation and other municipal purposes.

There are three types of Khata in Bangalore:

A Khata
B Khata
E-Khata (electronic version)

Documents Required to Apply for Khata

Sale Deed
EC (Encumbrance Certificate)
Property Tax Receipt
Occupancy Certificate (for apartments)
Building Plan Approval Copy
ID Proof of Owner

Why Is Khata Important for Property Buyers?

A Khata isn’t just a formality, it is proof of your property’s legality. Here’s why it matters:

Required to pay property tax to BBMP/GBA.
Needed for building plan approval or property modification.
Acts as proof of ownership during sale or inheritance.
Essential for home loans and utility connections (BESCOM, BWSSB).

Types of Khata in Bangalore

1. A Khata

A Khata is issued for properties that are fully legal, approved by the BDA or BBMP/GBA, and have paid all taxes. Owners of A Khata properties can easily apply for building licenses, home loans, or property transfers.

2. B Khata

B Khata is given to properties that are built on revenue land or lack full approvals. These properties can be regularized by paying a penalty and obtaining an A Khata. Until then, they are considered not legal.

3. E-Khata

E-Khata is the digital version of A Khata, introduced under the Sakala Scheme. It allows owners to apply, verify, and download their Khata certificate online, without having to use middlemen or wait in long queues.

Difference Between A Khata, B Khata, and E-Khata

Category	A Khata	B Khata	E-Khata
Meaning	Legally valid property record maintained by BBMP/GBA for fully approved properties.	Temporary record maintained for properties yet to be regularized or lacking approvals.	Digital version of A Khata under the Sakala scheme.
Issued By	BBMP / GBA / BDA	BBMP / GBA	BBMP / GBA / BDA via Sakala portal
Legality	Fully legal	Not legally recognized for ownership	Legally valid digital record
Eligible Properties	DC-converted sites, BDA-approved layouts, apartments with OC	Revenue sites or unapproved layouts	Same as A Khata but processed online
Usage	Loans, building approvals, transfers	Cannot be used for loans or approvals	Valid for all online transactions
Format	Physical	Physical	Digital E-signed certificate
Conversion	Not required	Can be converted to A Khata	Digital version of A Khata
Fees	Nominal	Penalty and conversion fees	Similar to A Khata
Verification	Manual	Manual	Online
Proof of Ownership	Yes	No	Yes

How Vault Simplifies Khata Documentation

Understanding the type of Khata your property holds is essential before making any real estate decision. Whether you own or plan to buy property, ensure your documents are verified and up to date.

Vault Proptech helps property owners and buyers verify their documentation and simplify the Khata process with expert guidance all through transparent and reliable channels.

Get your Khata Registered today with Vault

Frequently Asked Questions

Khata means the official account of a property recorded by BBMP/GBA. It includes details like ownership, size, location, and tax assessment. It shows that your property is registered for taxation.

There are three types of Khata:\nA Khata - fully approved properties\nB Khata - unapproved or revenue properties\nE-Khata - the digital version of A Khata under Sakala

Yes. B Khata can be converted to A Khata by regularizing the property, clearing pending taxes, and submitting required documents to BBMP/GBA.

B Khata properties are not fully legal. They are valid only for tax purposes. They cannot get building plan approvals or home loans until they are converted to A Khata.

E-Khata is the online digital version of A Khata, issued through the BBMP/GBA Sakala portal. It offers the same legal validity but is processed and verified online.

Khata certificates are issued by BBMP/GBA, BDA, and other local municipal bodies depending on where your property is located.

Yes, A Khata and E-Khata are accepted as valid proof of ownership. They are required for property tax payment, resale, home loans, and building plan permissions.

You can apply for Khata online through the BBMP/GBA Sakala portal, where you can submit documents, track status, and download certificates digitally.

Khata registration usually costs 2% of the property’s registered value, as per BBMP/GBA guidelines. Additional fees apply for transfers or conversions.

Khata is important because it:\nConfirms the property’s legal status\nAllows tax payment\nEnables building plan approval\nHelps in getting home loans\nEnsures smooth resale and transfer

You can verify it using your Khata number, tax receipts, or by checking online on the BBMP/GBA portal. A Khata property will show complete approvals.

You need:\nSale deed\nLatest tax receipts\nEC (Encumbrance Certificate)\nID proof\nSale agreement\nPrevious Khata extract/certificate

Under the Sakala service, Khata approval usually takes 30 - 45 days, depending on document verification and property status.