What Is Khajane 2 Portal? K2 Challan Guide Karnataka 2026
What is Khajane 2? Learn about Karnataka's K2 treasury portal, how to generate a challan, pay stamp duty, verify payment, download a receipt, and all services available on k2.karnataka.gov.in.
Quick Summary (TL; DR)
Khajane 2 (K2) is the Karnataka government’s official online treasury portal. It is used to make all payments to Karnataka state government departments, including stamp duty for property registration.
Website: k2.karnataka.gov.in. The word ‘Khajane’ comes from Sanskrit, meaning ‘treasury’.
For property owners in Bengaluru, Khajane 2 is used specifically to generate the stamp duty payment challan before property registration at the Sub-Registrar’s office.
Services include: challan generation, challan search, payment status verification, pension challan, and downloading payment receipts.
You are registering a property in Karnataka. The Kaveri Online Services portal asks you to pay stamp duty. It redirects you to k2.karnataka.gov.in.
Or you need to pay a government fee to a Karnataka department. You search and land on the Khajane 2 portal.
Khajane 2 is the financial backbone of Karnataka’s digital government. Every property buyer, government department, pensioner, and business paying fees to the Karnataka government uses it. Understanding what it is and how it works saves time and prevents payment errors.
This guide explains what Khajane 2 is, why it was built, what it is used for, how to generate a challan, pay stamp duty for property registration, verify your payment, and download your receipt.
What is the Khajane 2 (K2) Portal?
Khajane 2, also written as K2 or Khajane II, is the Integrated Financial Management System of the Government of Karnataka. It is the state’s official online treasury portal through which all payments to Karnataka government departments are made and tracked.
The name comes from the Sanskrit word ‘Khajana’ (खजाना) meaning treasure or treasury. Khajane 2 is the second and significantly upgraded version of the original Khajane 1 system, which connected Karnataka’s 216 treasury offices since the early 2000s.
KHAJANE 2 , QUICK FACTS
Full Name: Integrated Financial Management System (IFMS) of Karnataka
Also Known: K2 Portal, Khajane II, Karnataka Treasury Portal
Portal URL: k2.karnataka.gov.in
Launched: Initiated in 2015, fully operational by 2018
Operated by: Department of Treasuries, Government of Karnataka
Developed by: CMS (a Tata group company)
Connected: 216 treasury offices across Karnataka
Architecture: Three-tier, centrally hosted, secured at physical, application and data layers
Integrations: 400+ integrations with banks, RBI (e-Kuber), HRMS, and government departments
What Is the Difference Between Khajane 1 and Khajane 2?
Factor | Khajane 1 | Khajane 2 (K2) |
Launch Year | Late 1990s | Initiated in 2015, fully operational by 2018 |
Scope | Primarily treasury automation | End-to-end financial management for the entire government |
Payment options | Cash and cheque only | Cash, cheque, UPI, net banking, debit/credit card |
Integration | Limited, VSAT-connected treasury offices | 400+ real-time integrations with banks, RBI, departments |
Citizen access | Department-level only | Direct citizen access for challan generation and payment |
Real-time tracking | Not available | Full real-time payment status tracking |
Mobile access | Not available | Mobile-responsive portal |
Pension payment | Manual process | Automated SSP (Social Security Pension) disbursement |
What Is Khajane 2 Used For? All Services
Khajane 2 is not just a property payment portal. It is Karnataka’s master treasury platform. Here are all its services:
Service | Who Uses It | What It Does |
Challan Generation | Citizens, businesses, departments | Generate payment challans for any Karnataka government department |
Stamp Duty Payment | Property buyers | Pay stamp duty for sale deed, gift deed, rental agreement, etc. (key use for property transactions) |
E-Remittance | Businesses, citizens | Make electronic remittances to the government , anytime, anywhere |
Challan Search | Anyone who generated a challan | Retrieve previously generated challans using CRN or bank reference number |
Payment Status Check | Citizens, departments | Verify if a payment was successful, pending, or failed |
Pension Challan | Retired government employees | Generate pension access payment challan using PPO number |
Receipt Download | Anyone who made a payment | Download payment receipt/challan copy after successful payment |
GIS / KGID Remittance | Government employees | Pay Group Insurance Scheme / Karnataka Government Insurance Department premiums |
E-Stamps (via SHCIL) | Property and legal document users | E-stamp paper purchase is linked through the K2 payment gateway |
Budget Management | Government departments | Access budget allocations and expenditure data |
Salary Management | Government employees | View salary details linked to HRMS |
Social Security Pension | Pensioners, scheme beneficiaries | Track pension disbursement and payment history |
How Is Khajane 2 Used for Property Registration in Karnataka?
For property buyers and sellers in Bengaluru and Karnataka, Khajane 2 is used at one specific and critical step: paying stamp duty before property registration.
Stamp duty must be paid before the sale deed is executed and taken to the Sub-Registrar’s office. The Khajane 2 challan is the proof of this payment. Without it, the SRO will not register your property.
Step-by-Step: Paying Stamp Duty Through Khajane 2
Visit k2.karnataka.gov.in or use the Kaveri Online Services portal which redirects to K2 for payment
Click ‘Generate Challan’ on the K2 homepage
Fill the challan form:
Remitter Details: your name, mobile number, email ID
Department Details: select ‘Stamps and Registration’ department
Purpose: select ‘Stamp Duty’ or the applicable transaction type
Amount: enter the stamp duty amount calculated on the Kaveri portal
Click ‘Add’ to enter treasury details: total amount, payment mode (e-payment, cash, or cheque)
Select your bank from the list
Review all details and click ‘Submit.’
Complete CAPTCHA verification
Note the Challan Reference Number (CRN) displayed immediately. This is your tracking number
For e-payment: click the link to your bank’s secure gateway and complete the transaction
After successful payment, click ‘Download Receipt’ and save the PDF
Take the printed challan to the Sub-Registrar’s office with all other documents
Challan validity: A K2 challan is valid for 90 days from the date of generation. Do not let it expire before registering your property.
How to Check Khajane 2 Challan Payment Status
Visit k2.karnataka.gov.in
Click ‘Verify Challan Payment Status’ or ‘Challan Search’
Enter your Challan Reference Number (CRN) or Bank Reference Number
Enter the CAPTCHA and click ‘Submit.’
The system displays the status: Paid, Pending, Failed, or Needs Re-verification
IF YOUR K2 PAYMENT STATUS SHOWS FAILED OR PENDING
Do NOT pay again immediately. Wait 30 minutes; bank transactions sometimes have a delay in updating.
Check your bank statement to confirm if money was debited.
If money is debited but the status shows failed, the bank will automatically refund within 5 to 7 working days.
If the challan shows pending after 24 hours, contact the Khajane 2 helpdesk.
Khajane 2 has reduced the failed e-payment percentage to 0.5%; most transactions succeed.
Failed e-payments are tracked in real-time, with the bank sharing the failure reason.
Khajane 2 vs Kaveri Online Services: What Is the Difference?
Many property buyers confuse Khajane 2 with the Kaveri Online Services portal. They are related but different:
Factor | Kaveri Online Services | Khajane 2 (K2) |
What it is | Property registration and EC portal of IGR Karnataka | Financial management / treasury payment portal of Karnataka government |
Primary use | Property registration, EC download, appointment booking | Payment challan generation for all Karnataka government departments |
Who uses it | Property buyers, sellers, legal professionals | Citizens, businesses, government departments, pensioners, and property buyers |
URL | ||
Relationship | Kaveri redirects to K2 for stamp duty payment | K2 processes the payment and sends confirmation back to Kaveri |
Scope | Limited to property registration services | All Karnataka government financial transactions |
In simple terms, Kaveri tells you how much stamp duty to pay and generates the challan details. Khajane 2 is where you actually pay it and get the receipt.
Khajane 2 Contact and Support
Channel | Details |
Portal URL | |
Department | Department of Treasuries, Government of Karnataka |
Physical Office | Khajane 2 Data Centre, Bengaluru |
For property-related stamp duty | IGR Karnataka: (080) 2221-5400 | igr-ka@nic.in |
For general K2 queries | Use the ‘Help Centre Locator’ on the K2 portal to find the nearest Khajane support office |
Failed payment refund | Contact your bank first, refunds are processed within 5 to 7 working days. |
