What Is A Khata? Meaning, Benefits, and How to Get It in Bengaluru (2026)

Understand what A Khata means in Karnataka, its legal significance, how it differs from B Khata and e-Khata, how to check your Khata status, and step-by-step process to get A Khata in Bengaluru.
Quick Summary: (TL; DR)
A Khata is the official property account document issued by BBMP ,now GBA confirming that your property is fully legal, all taxes are paid, and it complies with municipal bylaws. It is required for home loans, building plan approvals, resale, and all civic services. Without A Khata, banks will not give loans. e-Khata is the digital version of A Khata, mandatory from October 2024 for all BBMP properties. Apply at bbmpeaasthi.karnataka.gov.in. The fee is ₹125 for download. Processing takes 2 to 15 working days.
What Is A Khata Property in Bengaluru?
A Khata is the official property account document issued by BBMP ,now GBA confirming that your property is fully legal, all taxes are paid, and it complies with municipal bylaws. Khata is a Kannada word meaning "account." In Bengaluru's property system, it is the official account BBMP, now GBA also known as Greater Bengaluru Authority, that maintains for every property recording the owner's name, property size, location, and tax assessment.
Without A Khata, you cannot:
Get a home loan from any major bank
Apply for building plan approvals or renovation permits
Legally sell or transfer the property
Get BBMP water and electricity connections
Apply for a trade license
What Are the Types of Khata in Karnataka?
Type | What It Means | Legal Status |
A Khata | Fully compliant property and all approvals in place, taxes paid | Fully legal accepted by all banks and government offices |
B Khata | Semi-legal built on revenue land or has bylaw violations | Restricted no bank loans, no building approvals |
e-Khata | Digital version of A Khata on the BBMP e-Aasthi blockchain system | Fully valid mandatory from October 2024 for BBMP properties |
11A Khata | Property under Gram Panchayat all approvals in place | Loan-eligible from most banks |
11B Khata | Property under Gram Panchayat deviations or violations | Treated like B Khata restricted |
Also Read: What is Panchayat Khata, Form 9, 11A, 11B Khata and How to get Panchayat Khata in Bangalore?
Which is better A or E khata?
E-Khata is the digital form of A Khata it is not a separate category. When you convert your manual A Khata to e-Khata through the BBMP e-Aasthi portal, you get the same legal status but in a digital format that banks and government offices can verify instantly.
From October 2024, e-Khata became mandatory for all BBMP property registrations. From July 2025, it is required for all building plan approvals in Bengaluru. If you have an A Khata but have not converted to e-Khata yet, that should be done immediately.
How to Know If Khata Is A or B?
Check the top section of khata that clearly states whether it was issued under the A Register or the B Register of BBMP.
Online Process:
Step 1: Go to bbmpeaasthi.karnataka.gov.in
Step 2: Enter your Property ID (PID) or SAS number
Step 3: If the property appears with a verified e-Khata, it is A Khata status
Step 4: If it shows in the B register or has no verified Khata, then it is B Khata
Alternatively, your Khata extract from BBMP clearly mentions whether it is from the A register (A Khata) or B register (B Khata).
Also Read: What is the Difference Between A Khata VS B Khata VS E Khata in Bangalore?
Is It Mandatory to Get Khata in Bengaluru?
Yes. Under the Karnataka Municipal Corporations Act, 1976 and the Greater Bengaluru Administration Act, 2025, every property within municipal limits must have a Khata registered in the owner's name.
From October 2024, e-Khata is mandatory for:
New property registrations in BBMP limits
Building plan approvals
BBMP property tax payment under the new GBA system
Home loan applications at most major banks
Failure to update your Khata after purchase means the previous owner's name remains on record creating legal complications for resale, loans, and inheritance.
Is A Khata Better Than B Khata?
Yes decisively. Here is the full comparison:
Factor | A Khata | B Khata |
Bank home loans | All major banks approve | Most banks refuse. Some NBFCs lend at higher rates |
Resale / transfer | No restrictions | Legally restricted |
Building plan approval | Granted easily | Blocked by BBMP/GBA |
Property tax rate | Standard rate | Higher rate compliance penalty |
Civic services | Full access | Difficulties in new connections |
Legal standing since 2014 | Fully legal | Karnataka HC ruled B Khata must convert to A Khata |
e-Khata conversion | Yes, direct | Requires conversion to A Khata first |
Also Read: How to Convert B Khata into A Khata in Bangalore?
Is It Compulsory for B to A Khata Conversion?
Not legally forced but practically unavoidable if you want to sell, take a loan, or do any construction. The Karnataka government launched a 100-day B Khata to A Khata conversion drive starting November 1, 2025 under the GBA Act. Properties registered on or before September 30, 2024 with all dues cleared are eligible for automatic conversion.
Conversion charges:
Betterment charge: ₹200-₹250 per sq metre (zone-based)
Stamp duty: 2% of the property's stamp duty value
e-Khata fee: ₹125 + ₹45 service charge
*check government website for latest prices.
Can I Get e-Khata Without A or B Khata?
No. You must already have either an A Khata or B Khata before applying for e-Khata. The e-Aasthi system digitises existing Khata records. If your property has neither, you must first apply for a new Khata at your BBMP ward office.
Step by Step process how to get an A-khata or an e-Khata
Step 1: Go to bbmpeaasthi.karnataka.gov.in
Step 2: Register using your mobile number, receive OTP to verify
Step 3: Log in and select "Get e-Khata"
Step 4: Choose your zone and ward
Step 5: Search by Property ID (PID) or owner name
Step 6: If your draft e-Khata is available verify the details are correct
Step 7: Upload documents:
Document | Required |
Registered sale deed | Yes |
Latest property tax paid receipt | Yes |
Encumbrance Certificate (EC) | Yes |
Aadhaar of the property owner | Yes |
Step 8: e-Sign the application using Aadhaar OTP
Step 9: Pay ₹125 download fee + ₹45 service charge
Step 10: Download the verified e-Khata as PDF within 2 to 15 working days
How Much Does It Cost to Convert B Khata to A Khata?
Fee Component | Amount |
Application fee | ₹500 |
Betterment charge | ₹200-₹250 per sq metre (varies by zone) |
Stamp duty | 2% of property stamp duty value |
Khata certificate | ₹25 per copy |
Khata extract | ₹100 per copy |
e-Khata download | ₹125 + ₹45 service charge |
Conclusion
A Khata is the foundation of legal property ownership in Bengaluru. Without it, you cannot sell, loan, build, or access most civic services. With the GBA takeover and e-Khata becoming mandatory from October 2024, every property owner in Bengaluru must check their Khata status today. Go to bbmpeaasthi.karnataka.gov.in search your property, verify your draft e-Khata, upload your documents, and download your verified e-Khata within days.


